HELLO ELEMENT FLEET MANAGEMENT

Welcome aboard!

Start your health journey with League. Our mission is to empower you to live a healthier, happier life. Our easy-to-use app brings together everything you need to manage your health benefits and reach your personal health milestones—all from your phone.

GET TO KNOW US

We’re here to make your life easier (and healthier).

Our easy-to-use digital platform has everything you need to take care of your health and your benefits, all in one place. See your coverage, find health resources, take advantage of exclusive member offers, get personalized support, and create healthy habits. Here’s a recap of all the features you have access to:

  • league digital wallet mockup

    Digital Wallet

    This is where to find your benefits information, Sun Life contact information, submit spending account claims, and access your benefits cards, right in the app!

  • icon of phone with a heart Health Programs

    A personalized health experience that arms you with relevant programs, content and services to help you hit your goals.

  • Care Team

    Chat live with a health professional to get speedy help with any health concerns, such as a sudden rash or finding a provider near you.

  • device with League lifemarket screen

    icon for League Lifemarket Lifemarket

    A curated marketplace with exclusive offers and discounts on products and services that support your wellbeing.

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MY PLANS

Let’s take a look at your plan options.

At League, we understand that one size never fits all. For that reason, we’ve created three separate health coverage plans with varying levels of coverage and flexibility. We want to be able to support the needs of our members (that’s you!) and your loved ones

Flexible

Get tons of flexibility at no cost to you. It includes a large spending account allocation, giving you the ability to care for your health and wellness needs. Be aware that this plan does not include hospital, vision, paramedical or dental coverage.

Hybrid

This plan could be right for you if you have some medical expenses (think routine checkups or glasses). Plan offers a core level of medical and dental coverage, as well as a spending account allocation which allows for some extra flexibility.

Comprehensive

People who choose this plan might have frequent medical appointments or a pre-existing condition. This plan has a monthly cost (premium) associated with it but you get the highest level of coverage.

Monthly Plan Cost
This spend is provided at no cost to you.
This spend is provided at no cost to you.
Single: $33.01/Month
Couple: $76.17/Month
Family: $102.82/Month
Drug and Medical
50% covered
70% covered
90% covered
Vision
No specific coverage (but you can use your Health Spending Account for these claims)
100% covered (to a maximum of $200 every 2 years)
100% covered (to a maximum of $300 every 2 years)
Out of country
180 days of OOC coverage 100% covered for emergencies $5 million lifetime maximum
180 days of OOC coverage 100% covered for emergencies $5 million lifetime maximum
180 days of OOC coverage 100% covered for emergencies $5 million lifetime maximum
Dental
No specific coverage (but you can use your Health Spending Account for these claims)
70% covered for routine services and 50% covered for major services (combined maximum of $1,500/per person/per year)
90% covered for routine services, and 50% covered for major (combined maximum of $2,000/per person/per year) 50% for orthodontic services ($2,000 maximum/per person/per lifetime)
Paramedical
No specific coverage (but you can use your Health Spending Account for these claims)
No specific coverage (but you can use your Health Spending Account for these claims)
90% covered
Spending Accounts
Single:$1,500
Couple: $2,400
Family: $3,200
You can allocate these funds to either a Health Spending Account (HSA) or Lifestyle Spending Account (LSA). A maximum of $500 can be allocated to the LSA
Single: $500
Couple: $900
Family: $1,300
You can allocate these funds to either a Health Spending Account (HSA) or Lifestyle Spending Account (LSA). A maximum of $500 can be allocated to the LSA
N/A
Basic Life Insurance
1x annual earnings $1,500,000 maximum
1x annual earnings $1,500,000 maximum
1x annual earnings $1,500,000 maximum
AD&D
1x annual earnings $1,500,000 maximum
1x annual earnings $1,500,000 maximum
1x annual earnings $1,500,000 maximum
Long Term Disability
66.7% of the first $2,250 of monthly basic earnings, plus 50% of the next $3,500 and 44% of the balance $15,000 maximum
66.7% of the first $2,250 of monthly basic earnings, plus 50% of the next $3,500 and 44% of the balance $15,000 maximum
66.7% of the first $2,250 of monthly basic earnings, plus 50% of the next $3,500 and 44% of the balance $15,000 maximum
Optional Life Employee
Units of $10,000
Maximum $250,000
Units of $10,000
Maximum $250,000
Units of $10,000
Maximum $250,000
Optional Spousal Life
Units of $10,000
Maximum $250,000
Units of $10,000
Maximum $250,000
Units of $10,000
Maximum $250,000
Optional Child Life
$10,000
$10,000
$10,000
Optional Employee AD&D
Units of $10,000
Maximum $250,000
Units of $10,000
Maximum $250,000
Units of $10,000
Maximum $250,000
Optional Spousal AD&D
Units of $10,000 Maximum $250,000
Units of $10,000
Maximum $250,000
Units of $10,000
Maximum $250,000
Optional Child AD&D
Flat $10,000
Flat $10,000
Flat $10,000
Optional Employee Critical Illness
Units of $10,000
Maximum $100,000
Units of $10,000
Maximum $100,000
Units of $10,000
Maximum $100,000
Optional Spousal Critical Illness
Units of $10,000
Maximum $100,000
Units of $10,000
Maximum $100,000
Units of $10,000
Maximum $100,000

Flexible

Get tons of flexibility at no cost to you. It includes a large spending account allocation, giving you the ability to care for your health and wellness needs. Be aware that this plan does not include hospital, vision, paramedical or dental coverage.

  • Monthly Plan Cost This spend is provided at no cost to you.
  • Drug and Medical 50% covered
  • Vision No specific coverage (but you can use your Health Spending Account for these claims)
  • Out of country 180 days of OOC coverage 100% covered for emergencies $5 million lifetime maximum
  • Dental No specific coverage (but you can use your Health Spending Account for these claims)
  • Paramedical No specific coverage (but you can use your Health Spending Account for these claims)
  • Spending Accounts Single:$1,500
    Couple: $2,400
    Family: $3,200
    You can allocate these funds to either a Health Spending Account (HSA) or Lifestyle Spending Account (LSA). A maximum of $500 can be allocated to the LSA
  • Basic Life Insurance 1x annual earnings $1,500,000 maximum
  • AD&D 1x annual earnings $1,500,000 maximum
  • Long Term Disability 66.7% of the first $2,250 of monthly basic earnings, plus 50% of the next $3,500 and 44% of the balance $15,000 maximum
  • Optional Life Employee Units of $10,000
    Maximum $250,000
  • Optional Spousal Life Units of $10,000
    Maximum $250,000
  • Optional Child Life $10,000
  • Optional Employee AD&D Units of $10,000
    Maximum $250,000
  • Optional Spousal AD&D Units of $10,000 Maximum $250,000
  • Optional Child AD&D Flat $10,000
  • Optional Employee Critical Illness Units of $10,000
    Maximum $100,000
  • Optional Spousal Critical Illness Units of $10,000
    Maximum $100,000

Hybrid

This plan could be right for you if you have some medical expenses (think routine checkups or glasses). Plan offers a core level of medical and dental coverage, as well as a spending account allocation which allows for some extra flexibility.

  • Monthly Plan Cost This spend is provided at no cost to you.
  • Drug and Medical 70% covered
  • Vision 100% covered (to a maximum of $200 every 2 years)
  • Out of country 180 days of OOC coverage 100% covered for emergencies $5 million lifetime maximum
  • Dental 70% covered for routine services and 50% covered for major services (combined maximum of $1,500/per person/per year)
  • Paramedical No specific coverage (but you can use your Health Spending Account for these claims)
  • Spending Accounts Single: $500
    Couple: $900
    Family: $1,300
    You can allocate these funds to either a Health Spending Account (HSA) or Lifestyle Spending Account (LSA). A maximum of $500 can be allocated to the LSA
  • Basic Life Insurance 1x annual earnings $1,500,000 maximum
  • AD&D 1x annual earnings $1,500,000 maximum
  • Long Term Disability 66.7% of the first $2,250 of monthly basic earnings, plus 50% of the next $3,500 and 44% of the balance $15,000 maximum
  • Optional Life Employee Units of $10,000
    Maximum $250,000
  • Optional Spousal Life Units of $10,000
    Maximum $250,000
  • Optional Child Life $10,000
  • Optional Employee AD&D Units of $10,000
    Maximum $250,000
  • Optional Spousal AD&D Units of $10,000
    Maximum $250,000
  • Optional Child AD&D Flat $10,000
  • Optional Employee Critical Illness Units of $10,000
    Maximum $100,000
  • Optional Spousal Critical Illness Units of $10,000
    Maximum $100,000

Comprehensive

People who choose this plan might have frequent medical appointments or a pre-existing condition. This plan has a monthly cost (premium) associated with it but you get the highest level of coverage.

  • Monthly Plan Cost Single: $33.01/Month
    Couple: $76.17/Month
    Family: $102.82/Month
  • Drug and Medical 90% covered
  • Vision 100% covered (to a maximum of $300 every 2 years)
  • Out of country 180 days of OOC coverage 100% covered for emergencies $5 million lifetime maximum
  • Dental 90% covered for routine services, and 50% covered for major (combined maximum of $2,000/per person/per year) 50% for orthodontic services ($2,000 maximum/per person/per lifetime)
  • Paramedical 90% covered
  • Spending Accounts N/A
  • Basic Life Insurance 1x annual earnings $1,500,000 maximum
  • AD&D 1x annual earnings $1,500,000 maximum
  • Long Term Disability 66.7% of the first $2,250 of monthly basic earnings, plus 50% of the next $3,500 and 44% of the balance $15,000 maximum
  • Optional Life Employee Units of $10,000
    Maximum $250,000
  • Optional Spousal Life Units of $10,000
    Maximum $250,000
  • Optional Child Life $10,000
  • Optional Employee AD&D Units of $10,000
    Maximum $250,000
  • Optional Spousal AD&D Units of $10,000
    Maximum $250,000
  • Optional Child AD&D Flat $10,000
  • Optional Employee Critical Illness Units of $10,000
    Maximum $100,000
  • Optional Spousal Critical Illness Units of $10,000
    Maximum $100,000
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Also included in your benefits:

Too much lingo? We want to make it easier for you.

Download Glossary
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How to Enroll

What’s next?

Once you’ve looked over your plan options and found the perfect fit, you can enroll with League and make your plan selections.

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email icon Check your email

Find your League invite in your inbox.

icon of person with plus sign Get into the League app

Follow the instructions and the link in your email (then you’re in!).

task checklist icon Select your plan

Follow our step-by-step instructions to make your plan selections

FAQ

Questions?

We get it – health insurance isn’t exactly the easiest topic to navigate. We’ve got you covered! Here are the answers to some of our most commonly asked questions:

What are the coverage differences for each plan and why do they have different costs?

League & Element Fleet are excited to offer three different health insurance plan offerings that allow you to make the best decision for you and your family. These three plans provide greater flexibility in allowing you to choose what you need from your health insurance. Each plan offers different amounts of coverage, but each plan can be utilized to make the most of your coverage.

Flexible offers the least amount of insurance coverage through Desjardins but the most amount of flexibility. This option includes $1,500 (single)/$2,400 (couple)/$3,200 (family) in spending account funds for you to allocate towards a Health Spending Account (HSA) or Lifestyle Spending Account (LSA).

Hybrid offers 70% coverage with Desjardins on coverage lines including drug, mental health and dental, and 100% coverage for $200 every 2 years for vision. Additionally, Option 2 includes $500 (single)/$900 (couple)/$1,300 (family) in spending account funds to allocate towards a Health Spending Account (HSA) or Lifestyle Spending Account (LSA). You can take advantage of the Health Spending Account (HSA) funds to pay for claim amounts not already covered by Desjardins.

Comprehensive offers the highest amount of medical and dental coverage with Desjardins, and therefore has a cost associated with it (premium paid through a payroll deduction). This plan includes 90% coverage on lines including drug, paramedical, mental health and dental, and 100% coverage for $300 every 2 years for vision. You don’t receive any spending account allocations funds with this plan.

As you can see, each plan is different, just like you and your needs. There are many things to take into consideration when selecting a plan. If you have any questions about plan selection, reach out to help@league.com.

When can I change my plan elections outside of this enrollment time period?

The only time you can change your health insurance coverage is when you experience a Qualifying Life Event like getting married or adding a mini-me to your family!

What is a spending account allocation?

A spending account allocation represents funds that your receive when you choose option 1 or option 2. You can choose to allocate your spending account allocation between a Health Spending Account or a Lifestyle Spending Account as you wish. Note that you can allocate a maximum of $500 towards your Lifestyle Spending Account in any given year.

What is a Health Spending Account and what can I use it for?

A Health Spending Account (HSA) is a benefit you access through the League portal. Funds are allocated to this account depending on the benefit plan option you choose and if you’re single, a couple, or have a family. You can use these funds to make up the difference between what your health plan covers and what you pay out-of-pocket for your health or dental claims.  HSA’s are administered in accordance with Canada Revenue Agency guidelines. Money spent from this account is tax-exempt!

What is a Lifestyle Spending Account and what can I use it for?

A Lifestyle Spending Account (LSA) covers services and products you can access to live a healthier life, such as gym memberships, yoga and meditation, etc. Money spent from this account is a taxable benefit. You’ll only get taxed on the funds you actually use. League is the administrator of your LSA (instead of an insurance carrier) meaning that all claims are submitted directly through your League app.

How much do I pay for these plans and how much is covered by my company?

Your employer will cover the full cost of the annual premiums for options 1 and 2. You will need to contribute towards the cost of option 3 through payroll deductions.

When can I see my payroll deductions?

You can see all the payroll deductions while you are making your elections during the League enrollment experience. Once you’ve submitted your elections, you’ll see your total payroll deductions based on the elections you’ve made.

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