Hi Leaguers!

Welcome to your 2026 League benefits program!

Our mission is to empower you to live a healthier, happier life. At League, we understand that one size never fits all. That’s why we offer personalized benefits for maximum flexibility. We have three medical plans to best meet the individual needs of you and your family.  We also comprehensive mental health support and a collection of perks including a generous Lifestyle Spending Account (LSA) with flexibility for you to prioritize your wellness goals.

We want to be able to support the needs of every Leaguer (that’s you!) and your loved ones. Let’s get you set up for 2026!

See Plan Details

We’re here to support you on your journey.

League has everything you need to understand your benefits. You’ll be able to see your coverage easily, find health resources, take advantage of exclusive member offers, get personalized support, create healthy habits and have access to awesome perks to enhance your League experience! Remember, as a League member (and employee!), you’ll get access to the following:

  • Benefits Resource Center

    Need help navigating your benefits? The Benefit Resource Center (BRC) is a free service of our consulting partner, USI. Contact the BRC when you need help choosing your plans, support with claims escalation, appeal & resolution or just need guidance understanding healthcare terminology. See the #usa channel for the link!

  • icon of phone with a heart Health Profile & Programs

    Based on your health profile, receive personalized recommended programs with daily tasks that inspire healthy choices and put you on the path to improved health outcomes.

  • league digital wallet mockup

    Digital Wallet

    All of your benefits coverage and information all in one place. Here you'll find plan summaries, web portals, ID numbers and contact information for all your benefit programs.

  • device with League lifemarket screen
illustration of nurse standing by patient with phone device on the side
MY PLANS

Let’s take a look at your plan options.

At League, we’re lucky to have multiple generations within the workforce with a diverse set of needs and preferences. We all interact with our benefits in a different way. We have three separate medical and coverage plans to let you pick the coverage plan that best supports you (and your loved ones).

Medical
Dental
Vision
In-Network Plan Options

Flexible

HSA Medical Plan

The Flexible HSA Plan offers a Health Savings Account (your account with triple tax advantage!) with the highest deductible level to meet before the plan begins to pay for covered medical services and prescription drugs. This plan is free for Leaguers and has a small payroll deduction to cover dependents.

Balanced

HRA Medical Plan

The Balanced HRA Plan offers a Health Reimbursement Account (Employer owned pre-tax account) with a moderate deductible level to meet before the plan begins to pay for covered medical services, and a moderate payroll deduction.

Enhanced

POS Medical Plan

The Enhanced POS Plan offers a copay-driven plan option and has the highest premium payroll deductions with the lowest deductible level out of the three medical plan offerings.

Medical – Member Pays (unless noted otherwise)
In-Network Benefits
In-Network Benefits
In-Network Benefits
Deductible
$3,000 single
$6,000 family
This is an aggregate deductible.
Leaguers who cover dependents must reach the full family deductible.
$2,000 single
$4,000 family
No more than $2,000 per individual within a family
$1,000 single
$2,000 family
No more than $1,000 per individual within a family
Out of Pocket Maximum – accumulates based on calendar year
$4,000 single
$8,000 family
This is an aggregate out of pocket maximum. Leaguers who cover dependents are subject to the fully family out of pocket max.
$4,000 single
$8,000 family
No more than $4,000 per individual within a family
$4,000 single
$8,000 family
No more than $4,000 per individual within a family
Preventive Care
100% Covered by Plan
Deductible does not apply
100% Covered by Plan
Deductible does not apply
100% Covered by Plan
Deductible does not apply
Physician Office Visits – Primary Care & Specialist
In-office & Virtual:
100% Covered by Plan after deductible
In-office & Virtual:
100% Covered by Plan
Deductible does not apply
In-office & Virtual:
100% Covered by Plan
Deductible does not apply
Physician Office Visits – Mental Health & Behavioral Health
In-office & Virtual:
100% Covered by Plan after deductible
In-office & Virtual:
100% Covered by Plan
Deductible does not apply
In-office & Virtual:
100% Covered by Plan
Deductible does not apply
Hospital
10% Coinsurance after deductible
20% Coinsurance after deductible
20% Coinsurance after deductible
Emergency Room
10% Coinsurance after deductible
20% Coinsurance after deductible
$300 Copay
Deductible does not apply
Urgent Care
10% Coinsurance after deductible
20% Coinsurance after deductible
$100 Copay
Deductible does not apply
Rehabilitation (Physical, Occupational & Speech Therapy)
100% Covered by Plan after deductible
Limited to 60 visits per year
100% Covered by Plan
Deductible does not apply
Limited to 60 visits per year
100% Covered by Plan
Deductible does not apply
Limited to 60 visits per year
Spinal Manipulation Therapy
100% Covered by Plan after deductible
Limited to 20 visits per year
100% Covered by Plan
Deductible does not apply
Limited to 20 visits per year
100% Covered by Plan
Deductible does not apply
Limited to 20 visits per year
Prescription Drugs Retail – 30 day supply
Medical Deductible applies, then:
$10 generic
$35 preferred brand
$75 non-preferred brand
20% to $150 speciality

*Note: Mail-order (90 day supply) is 2.5X the retail amount. Specialty drugs are 30 day supply only and must be obtained through CVS Specialty pharmacy.
Medical Deductible does not apply:
$3-$10 generic
$35 preferred brand
$75 non-preferred brand
20% to $400 speciality

*Note: Mail-order (90 day supply) is 2.5X the retail amount. Specialty drugs are 30 day supply only and must be obtained through CVS Specialty pharmacy.
Medical Deductible does not apply:
$3-$10 generic
$35 preferred brand
$75 non-preferred brand
20% to $400 speciality

*Note: Mail-order (90 day supply) is 2.5X the retail amount. Specialty drugs are 30 day supply only and must be obtained through CVS Specialty pharmacy.
Health Spending Accounts: Annual Employer Contributions
Health Savings Account (HSA)
$1,000 single
$2,500 family

Paid out in four quarterly installments
Prorated for new hires based on hire date.

Subject to Leaguer & partner participating in the Know Your Numbers Wellness initiative
Health Reimbursement Arrangement (HRA)
$1,000 single
$2,500 family

Paid out in four quarterly installments
Prorated for new hires based on hire date.

Subject to Leaguer & partner participating in the Know Your Numbers Wellness initiative
No Employer Contribution to Spending Accounts
Health Spending Accounts: Annual Employee Contribution Limits
Health Savings Account (HSA)
$4,400 single
$8,750 family
plus $1,000 if age 55+
Limit applies to Leauger & League contribution

Limited Purpose
Flexible Spending Account (LPFSA)
$3,400
Flexible Spending Account (FSA)
$3,400
Flexible Spending Account (FSA)
$3,400
Your Monthly Premium Contribution via Payroll
Employee only: $0
Employee + Spouse: $30.00
Employee + Child(ren): $20.00
Employee + Family: $35.00

Additional cost of $160/month if covering a spouse who has alternate coverage available
Employee only: $60.00
Employee + Spouse: $120.00
Employee + Child(ren): $100.00
Employee + Family: $150.00

Additional cost of $180/month if covering a spouse who has alternate coverage available
Employee only: $120.00
Employee + Spouse: $250.00
Employee + Child(ren): $240.00
Employee + Family: $340.00

Additional cost of $60/month if covering a spouse who has alternate coverage available
Note
This summary of benefits is a brief outline of coverage, designed to help you with the selection process.
For more details, important limitations and exclusions, please review the formal plan documents.

Flexible

HSA Medical Plan

The Flexible HSA Plan offers a Health Savings Account (your account with triple tax advantage!) with the highest deductible level to meet before the plan begins to pay for covered medical services and prescription drugs. This plan is free for Leaguers and has a small payroll deduction to cover dependents.

  • Medical – Member Pays (unless noted otherwise) In-Network Benefits
  • Deductible $3,000 single
    $6,000 family
    This is an aggregate deductible.
    Leaguers who cover dependents must reach the full family deductible.
  • Out of Pocket Maximum – accumulates based on calendar year $4,000 single
    $8,000 family
    This is an aggregate out of pocket maximum. Leaguers who cover dependents are subject to the fully family out of pocket max.
  • Preventive Care 100% Covered by Plan
    Deductible does not apply
  • Physician Office Visits – Primary Care & Specialist In-office & Virtual:
    100% Covered by Plan after deductible
  • Physician Office Visits – Mental Health & Behavioral Health In-office & Virtual:
    100% Covered by Plan after deductible
  • Hospital 10% Coinsurance after deductible
  • Emergency Room 10% Coinsurance after deductible
  • Urgent Care 10% Coinsurance after deductible
  • Rehabilitation (Physical, Occupational & Speech Therapy) 100% Covered by Plan after deductible
    Limited to 60 visits per year
  • Spinal Manipulation Therapy 100% Covered by Plan after deductible
    Limited to 20 visits per year
  • Prescription Drugs Retail – 30 day supply Medical Deductible applies, then:
    $10 generic
    $35 preferred brand
    $75 non-preferred brand
    20% to $150 speciality

    *Note: Mail-order (90 day supply) is 2.5X the retail amount. Specialty drugs are 30 day supply only and must be obtained through CVS Specialty pharmacy.
  • Health Spending Accounts: Annual Employer Contributions Health Savings Account (HSA)
    $1,000 single
    $2,500 family

    Paid out in four quarterly installments
    Prorated for new hires based on hire date.

    Subject to Leaguer & partner participating in the Know Your Numbers Wellness initiative
  • Health Spending Accounts: Annual Employee Contribution Limits Health Savings Account (HSA)
    $4,400 single
    $8,750 family
    plus $1,000 if age 55+
    Limit applies to Leauger & League contribution

    Limited Purpose
    Flexible Spending Account (LPFSA)
    $3,400
  • Your Monthly Premium Contribution via Payroll Employee only: $0
    Employee + Spouse: $30.00
    Employee + Child(ren): $20.00
    Employee + Family: $35.00

    Additional cost of $160/month if covering a spouse who has alternate coverage available
  • Note This summary of benefits is a brief outline of coverage, designed to help you with the selection process.
    For more details, important limitations and exclusions, please review the formal plan documents.

Balanced

HRA Medical Plan

The Balanced HRA Plan offers a Health Reimbursement Account (Employer owned pre-tax account) with a moderate deductible level to meet before the plan begins to pay for covered medical services, and a moderate payroll deduction.

  • Medical – Member Pays (unless noted otherwise) In-Network Benefits
  • Deductible $2,000 single
    $4,000 family
    No more than $2,000 per individual within a family
  • Out of Pocket Maximum – accumulates based on calendar year $4,000 single
    $8,000 family
    No more than $4,000 per individual within a family
  • Preventive Care 100% Covered by Plan
    Deductible does not apply
  • Physician Office Visits – Primary Care & Specialist In-office & Virtual:
    100% Covered by Plan
    Deductible does not apply
  • Physician Office Visits – Mental Health & Behavioral Health In-office & Virtual:
    100% Covered by Plan
    Deductible does not apply
  • Hospital 20% Coinsurance after deductible
  • Emergency Room 20% Coinsurance after deductible
  • Urgent Care 20% Coinsurance after deductible
  • Rehabilitation (Physical, Occupational & Speech Therapy) 100% Covered by Plan
    Deductible does not apply
    Limited to 60 visits per year
  • Spinal Manipulation Therapy 100% Covered by Plan
    Deductible does not apply
    Limited to 20 visits per year
  • Prescription Drugs Retail – 30 day supply Medical Deductible does not apply:
    $3-$10 generic
    $35 preferred brand
    $75 non-preferred brand
    20% to $400 speciality

    *Note: Mail-order (90 day supply) is 2.5X the retail amount. Specialty drugs are 30 day supply only and must be obtained through CVS Specialty pharmacy.
  • Health Spending Accounts: Annual Employer Contributions Health Reimbursement Arrangement (HRA)
    $1,000 single
    $2,500 family

    Paid out in four quarterly installments
    Prorated for new hires based on hire date.

    Subject to Leaguer & partner participating in the Know Your Numbers Wellness initiative
  • Health Spending Accounts: Annual Employee Contribution Limits Flexible Spending Account (FSA)
    $3,400
  • Your Monthly Premium Contribution via Payroll Employee only: $60.00
    Employee + Spouse: $120.00
    Employee + Child(ren): $100.00
    Employee + Family: $150.00

    Additional cost of $180/month if covering a spouse who has alternate coverage available

Enhanced

POS Medical Plan

The Enhanced POS Plan offers a copay-driven plan option and has the highest premium payroll deductions with the lowest deductible level out of the three medical plan offerings.

  • Medical – Member Pays (unless noted otherwise) In-Network Benefits
  • Deductible $1,000 single
    $2,000 family
    No more than $1,000 per individual within a family
  • Out of Pocket Maximum – accumulates based on calendar year $4,000 single
    $8,000 family
    No more than $4,000 per individual within a family
  • Preventive Care 100% Covered by Plan
    Deductible does not apply
  • Physician Office Visits – Primary Care & Specialist In-office & Virtual:
    100% Covered by Plan
    Deductible does not apply
  • Physician Office Visits – Mental Health & Behavioral Health In-office & Virtual:
    100% Covered by Plan
    Deductible does not apply
  • Hospital 20% Coinsurance after deductible
  • Emergency Room $300 Copay
    Deductible does not apply
  • Urgent Care $100 Copay
    Deductible does not apply
  • Spinal Manipulation Therapy 100% Covered by Plan
    Deductible does not apply
    Limited to 20 visits per year
  • Rehabilitation (Physical, Occupational & Speech Therapy) 100% Covered by Plan
    Deductible does not apply
    Limited to 60 visits per year
  • Prescription Drugs Retail – 30 day supply Medical Deductible does not apply:
    $3-$10 generic
    $35 preferred brand
    $75 non-preferred brand
    20% to $400 speciality

    *Note: Mail-order (90 day supply) is 2.5X the retail amount. Specialty drugs are 30 day supply only and must be obtained through CVS Specialty pharmacy.
  • Health Spending Accounts: Annual Employer Contributions No Employer Contribution to Spending Accounts
  • Health Spending Accounts: Annual Employee Contribution Limits Flexible Spending Account (FSA)
    $3,400
  • Your Monthly Premium Contribution via Payroll Employee only: $120.00
    Employee + Spouse: $250.00
    Employee + Child(ren): $240.00
    Employee + Family: $340.00

    Additional cost of $60/month if covering a spouse who has alternate coverage available

Dental Base Plan (Unum)

Dental Buy-up Plan (Unum)

Dental
In-Network Benefits
In-Network Benefits
Deductible
$50 single
$150 family
$50 single
$150 family
Annual Maximum Benefit
$1,500
$2,500
Preventive & Diagnostic Care
100% Covered by Plan
Deductible does not apply
100% Covered by Plan
Deductible does not apply
Basic Restorative Care
20% after deductible
20% after deductible
Major Restorative Care
50% after deductible
50% after deductible
Orthodontia (Adult & Child)
No coverage
50% after deductible
Orthodontia Lifetime Maximum Benefit
No coverage
$2,000 Plan Limit
Your Monthly Premium Contribution
Employee only: $8
Employee + Spouse: $16
Employee + Child(ren): $20
Employee + Family: $30
Employee only: $12
Employee + Spouse: $22
Employee + Child(ren): $28
Employee + Family: $37

Dental Base Plan (Unum)

  • Dental In-Network Benefits
  • Deductible $50 single
    $150 family
  • Annual Maximum Benefit $1,500
  • Preventive & Diagnostic Care 100% Covered by Plan
    Deductible does not apply
  • Basic Restorative Care 20% after deductible
  • Major Restorative Care 50% after deductible
  • Orthodontia (Adult & Child) No coverage
  • Orthodontia Lifetime Maximum Benefit No coverage
  • Your Monthly Premium Contribution Employee only: $8
    Employee + Spouse: $16
    Employee + Child(ren): $20
    Employee + Family: $30

Dental Buy-up Plan (Unum)

  • Dental In-Network Benefits
  • Deductible $50 single
    $150 family
  • Annual Maximum Benefit $2,500
  • Preventive & Diagnostic Care 100% Covered by Plan
    Deductible does not apply
  • Basic Restorative Care 20% after deductible
  • Major Restorative Care 50% after deductible
  • Orthodontia (Adult & Child) 50% after deductible
  • Orthodontia Lifetime Maximum Benefit $2,000 Plan Limit
  • Your Monthly Premium Contribution Employee only: $12
    Employee + Spouse: $22
    Employee + Child(ren): $28
    Employee + Family: $37

Voluntary Vision Plan

Vision Member Pays
In-Network Benefits
Eyeglass Exam Copay
$10
Contact Lens Exam Copay
$40
Eyeglass Lenses Copay
Single Vision: $10
Bifocal $10
Standard Progressive $75
Either Eyeglass Lens or Contact Lens benefit per period
Eyeglass Frame Allowance
Up to $150 Covered by Plan
Contact Lenses Allowances
Up to $150 Covered by Plan
Either Eyeglass or Contact Lens benefit per period
Frequency Period (Rolling 12 or 24 months)
12 Months (Exam)
12 Months (Lenses)
24 Months (Frames)
May not receive contact lenses and frames in the same year
Your Monthly Premium Contribution
EE only: $6.25
EE + Spouse: $11.88
EE + Child(ren): $12.51
EE + Family: $18.40
Note
This summary of benefits is a brief outline of coverage, designed to help you with the selection process.
For more details, important limitations and exclusions, please review the formal plan documents.

Voluntary Vision Plan

  • Vision Member Pays In-Network Benefits
  • Eyeglass Exam Copay $10
  • Contact Lens Exam Copay $40
  • Eyeglass Lenses Copay Single Vision: $10
    Bifocal $10
    Standard Progressive $75
    Either Eyeglass Lens or Contact Lens benefit per period
  • Eyeglass Frame Allowance Up to $150 Covered by Plan
  • Contact Lenses Allowances Up to $150 Covered by Plan
    Either Eyeglass or Contact Lens benefit per period
  • Frequency Period (Rolling 12 or 24 months) 12 Months (Exam)
    12 Months (Lenses)
    24 Months (Frames)
    May not receive contact lenses and frames in the same year
  • Your Monthly Premium Contribution EE only: $6.25
    EE + Spouse: $11.88
    EE + Child(ren): $12.51
    EE + Family: $18.40
  • Note This summary of benefits is a brief outline of coverage, designed to help you with the selection process.
    For more details, important limitations and exclusions, please review the formal plan documents.
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Also included in your benefits:

Too much lingo? We want to make it easier for you.

Download Glossary
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Retirement Plan

Contributing to a 401(k) account is one of the best ways to set yourself up for retirement success!

League’s 401(k) plan is administered through Fidelity Investments. Leaguers become eligible to join the plan on the first of the month following 30 days of employment. You will receive an email from Fidelity with instructions for setting up your account. You can update your contributions and investments at any time through the Fidelity portal. League offers the choice to contribute pre-tax dollars to a traditional 401(k) and/or post-tax dollars to a  Roth 401(k).  

League matches your contributions at a rate of $0.50 for every $1.00 up to a maximum of 3%, calculated each pay period and capped at $4,000 per calendar year. To receive the full contribution, you must contribute at least 6%. 

The IRS contribution limit for 2026 is $24,500. If you turn 50 or older during the calendar year, you can contribute an additional, catch-up contribution. Catch up contribution may be limited to the post-tax Roth 401(k) plan; contact People@League.com for details. 

Contribution Details

If you contribute:
Then you will receive a company match of:
0%
0%
1%
.5%
2%
1%
3%
1.5%
4%
2%
5%
2.5%
6% & up
3% (capped at $4,000)

Contribution Details

  • If you contribute: Then you will receive a company match of:
  • 0% 0%
  • 1% .5%
  • 2% 1%
  • 3% 1.5%
  • 4% 2%
  • 5% 2.5%
  • 6% & up 3% (capped at $4,000)
Lifestyle Spending Account (LSA)

This account is here to help you live your best life!

The Lifestyle Spending Account (LSA) is a spending account for Leaguers to use on wellness benefits such as fitness classes, gym membership, and related services. This account is here to help you live your best life! Leaguers receive $1,600/year in their LSA every year. 

The annual allocation is split into four quarterly deposits on January 1st, April 1st, July 1st and October 1st. LSA contributions for new hires are pro-rated based on date of hire. The LSA funds are accessible through submitting a claim in your League wallet.  All reimbursements are taxable at the end of the quarter in which they were paid to you. Any unused funds will roll-over to the following plan year for continuing active employees. 

Leaguers, and their partners, in the POS Health plan must participate in the Know Your Number wellness initiative to receive the LSA contribution.

5 AND 10 YEAR ANNIVERSARY CELEBRATION

Time for a Health Adventure

When a Leaguer hits their 5- or 10-year anniversary with League, we think it’s time for a much deserved break. Take six weeks away from the demands of work and focus on your physical and mental health.  Participate in an executive health physical at Cleveland Clinic and enjoy a special bonus to invest in yourself.

TEMPORARY OUT OF COUNTRY WORK POLICY

League Explore.

LeagueExplore gives eligible Leaguers the ability to work outside of their permanent work location for a finite period of time. Leaguers can work across the globe to expand their horizons, live their best #leaguelife and have the flexibility and freedom to choose where they might wish to embark on an adventure to gain new insights and experiences. LeagueExplore enables Leaguers to work in the way that works best for them and enhances well-being. Leaguers can review our internal policy for more information or connect with their HR business partner on how to apply.

FAQ

Questions?

We’ve got you covered! Here are the answers to some of our most commonly asked questions:

Do I need to make a selection?

Leaguers must make an enrollment decision within 30 days of hire, or a qualifying life event, in order to have coverage. Each fall, League hosts annual open enrollment which determines your coverage for the following calendar year.

The only automatic-enrollment benefits are the company-paid Life Insurance, Disability, TELUS EAP & Total Mental Health plus Cariloop Caregiver support.  Once elected, your 401(k) payroll deductions remain in place until you reach the annual IRS contribution limit.

All other benefits listed below require an active election every year:

Medical, Dental, Vision, HSA, FSA, LPFSA, DCFSA, Optional Life Insurance, Critical Illness and Accident Insurance.  

Open Enrollment for 2026 is November 10 -21, 2025.

When will my HSA and HRA funds be allocated if I select the Flexible HSA or the Balanced HRA plan?

Allocations will be done on a Quarterly basis. Deposits will be visible in your Optum member portal on or around January 1st, April 1st, July 1st and October 1st. 

What is the triple-tax advantage of the Health Savings Account (HSA)?

If you choose to enroll in the Flexible HSA Medical Plan, you will be qualified for the Health Savings Account (HSA) through Optum Bank. HSAs are a convenient way to save for medical expenses and reduce your taxable income, and League contributes toward your HSA! (see FAQ above for spending account allocation details)

Each year, you can contribute as little or as much as you need to (within the annual limits) and can set up automatic pre-tax contributions directly from your payroll. You will access your HSA just like a normal bank account with a debit card. Your balance rolls over from year to year and follows you since you own the account, so you never need to worry about losing your savings. 

What is the triple tax advantage? The HSA option saves you money in the form of no premium payroll deductions, added employer contributions, and the tax break you can get on qualified health expenses through your HSA. There are three tax advantages that make the HSA attractive:

1.HSA contributions are pre-tax
2.You don’t pay taxes on the account’s growth
3.If you make withdrawals for eligible expenses, you don’t pay tax on those withdrawals

Because HSA contributions don’t count toward your tax burden, you will be taxed as though you make less money. When you contribute toward your HSA, it decreases your adjusted gross income which determines your taxable income.

What is a Lifestyle Spending Account (LSA)?

Lifestyle Spending Accounts (LSA) covers services and products you can access to live a healthier life, such as gym memberships, yoga and meditation, etc. Money spent from this account is a taxable benefit. You’ll only get taxed on the funds you actually use. League is the administrator of your LSA (instead of an insurance carrier) meaning that all claims are submitted directly through your League app.

Allocations will be done on a Quarterly basis. Deposits will be visible in your League wallet card on or around January 1st, April 1st, July 1st and October 1st. 

What is a Healthcare Flexible Spending Account (FSA)?

An FSA is a pre-tax account that permits you to contribute money to be used for eligible medical, dental or vision expenses.  All of your FSA funds are available to use immediately at the beginning of your plan year. However if you do not use up the funds during your employment, within the current plan year, you may lose them. For this reason, estimate your costs wisely.

There are only two opportunities to change your FSA contributions:

Once you open an FSA, you’ll receive a physical card from Optum. You can use this card to pay for eligible expenses the same way you’d use a debit or credit card. If you pay for an eligible expense out-of-pocket (with your own money), you can submit a claim for reimbursement instead.

Only Leaguers enrolled in the POS and HRA medical plans can contribute to a Healthcare FSA.

What is a Limited Purpose Flexible Spending Account (LPFSA)?

An LPFSA has all the same guidelines as a Healthcare FSA with the following exceptions:

  • Funds may only be used for eligible dental or vision care expenses (not medical expenses)
  • Only Leaguers enrolled in the HSA medical plan can contribute to an LPFSA

What is a Dependent Care Flexible Spending Account (DCFSA)?

A DCFSA is a pre-tax account that permits you to contribute money to be used for eligible expenses related to caring for your dependents while you’re at work. Expenses can apply to the care of your child(ren) under the age of 13, or a spouse or relative who is physically or mentally incapable of caring for themselves.  The most common eligible expenses are Preschool, Summer day camp, Before or after school programs, Babysitting and nanny expenses, Child or adult daycare.

If you do not use up the funds during your employment, within the current plan year, you may lose them. For this reason, be sure to estimate your costs wisely.

Unlike a healthcare FSA, you don’t have access to all the DCFSA funds at the beginning of the plan year. Your DCFSA funds accumulate throughout the year as they’re deducted from your paycheck. Once the funds have been deposited into your account, you can use them for eligible expenses incurred during the plan year.

You can use your DCFSA funds by paying for eligible expenses out-of-pocket (with your own money). You can then submit a claim to your administrator for reimbursement.

Where do I go to find the compliance policies for the new plan design?

Exchange Notice, Health Care Reform and ERISA / NGF Standard Notice Packet, Creditable Coverage Disclosure Notice and other notices are available in our 2024 Compliance Packet, linked here. 

You have the right to request and obtain a hard copy of these documents at no charge. Contact the League People & Culture Team at people@league.com  to request a paper version or ask any questions regarding these documents.

How much do I pay for these plans and how much is covered by my company?

League covers the full cost of your medical premiums if you select Single coverage in the Flexible HSA Plan. League also covers the full cost of the short and long term disability and basic life/AD&D insurance premiums irrespective of your medical plan selection. The TELUS EAP & Mental Health benefit as well as the Cariloop Caregiver Support benefits are free to Leaguers and covered dependents. 

If you are covering your dependents in any of our medical plans, a portion of the premium is paid for by a Leaguer and that amount varies based on your coverage tier and plan selected. If you would also like to select vision, buy up dental, optional life insurance, critical illness or accident insurance, these options will reflect premium cost that is paid for by Leaguers.

Leaguers who cover a domestic partner are subject to tax implications, per IRS guidelines.  Contact People@League.com for more information.

Am I going to receive any documents by mail or is everything electronic?

  • Aetna will deliver member ID cards to your home address at the start of the plan year. You may also download a digital copy or request a replacement card at anytime on the Aetna member portal. 
  • If you choose to be covered by the dental plan, Unum will issue you an ID card.
  • If you are a new participant in any of our FSA plans, you may receive a new debit cards. 
  • Rest assured that all of the information that you need will be available on your digital benefits card within League! Head to the Digital Wallet anywhere, anytime and if you still have questions, the Customer Care team knows all about your benefits. Send them a chat!

Why is my salary showing is $1 or $1,000 in the enrollment experience on the Life and/or AD&D pages?

You will not be able to see your true salary through the experience (as we keep that information highly confidential!). The Life Insurance coverage amount in your League member portal will appear as $1 or $1,000. This is a placeholder only. Your full Life Insurance amount with Unum is 2 times your base salary. 

When can I change my plan elections outside of this enrollment time period?

The only time you can change your health insurance coverage is when you experience a Qualifying Life Event like getting married or adding a mini-me to your family.  The next annual enrollment period will be next fall. 

What is the default plan if I don’t make selections?

If you choose not to make a selection, you will lose access to all core benefits. These will not rollover to 2026 as we need every Leaguer to answer the question about spousal coverage.

Additionally, three are three plans that require an active election for 2026 or they will be waived: Healthcare Flexible Spending Account, Limited Purpose Flexible Spending Account and Dependent Care Flexible Spending Account.

If you are a new hire and you choose not to make a selection, all plans are waived, except for the company paid benefits such as basic life, AD&D, and disability; there is no default Med/Den/Vis plan.

Will there be information sessions?

Each fall, we host two information sessions leading up to the anual open enrollment period to give you everything you need to know to set you up for success when enrolling in your new benefits! We also offer several Office Hours during OE and monthly on the second Tuesday. All events are posted in our #LeagueLife calendar. We are here to support you.

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