Hi Leaguers!

Welcome to your League benefits program!

Our mission is to empower you to live a healthier, happier life. At League, we understand that one size never fits all. That’s why we offer personalized benefits for maximum flexibility. We have three separate coverage plans to best meet the individual needs of you and your family. As a Leaguer, you will also have access to multiple spending accounts in addition to your core benefits that you can use to maximize owning your health. We want to be able to support the needs of every Leaguer (that’s you!) and your loved ones. Let’s get you set up!

See Plan Details

We’re here to support you on your journey.

League has everything you need to understand your benefits. You’ll be able to see your coverage easily, find health resources, take advantage of exclusive member offers, get personalized support, create healthy habits and have access to awesome perks to enhance your League experience! Remember, as a League member (and employee!), you’ll get access to the following:

  • league digital wallet mockup

    Digital Wallet

    All your benefits coverage and information about your perks, all in one place.

  • device with health programs

    icon of phone with a heart Health Profile & Programs

    Based on your health profile, receive recommended programs with daily tasks that inspire healthy choices.

  • Device - care team screen

    Care Team

    Chat live with a health professional to get speedy help with any health concerns, such as a sudden rash or finding a provider near you.

  • device with League lifemarket screen

    icon for League Lifemarket Lifemarket

    A curated marketplace with exclusive offers and discounts on products and services that support your wellbeing.

illustration of nurse standing by patient with phone device on the side
MY PLANS

Let’s take a look at your plan options.

At League, we’re lucky to have multiple generations within the workforce with a diverse set of needs and preferences. We all interact with our benefits in a different way. We have three separate health and dental coverage plans with varying levels of coverage and flexibility to let you pick the coverage plan that best supports you (and your loved ones).

Flexible

A simple plan offering for those with relatively low needs and/or coverage through another plan. This plan provides additional flex credits, so you have more flexibility.

Balanced

This is a more comprehensive plan compared to the Flexible plan and includes 80% drug coverage as well as major dental and orthodontic coverage.

Enhanced

This plan provides enhanced offerings for those with higher health and/or dental needs. This plan includes vision and paramedical coverage as well as enhanced mental health coverage.

Drug
50%
$4,000 out-of-pocket maximum
80%
$1,000 out-of-pocket maximum
100%*
Medical Supplies & Services
50%
80%
100%
Hospital
No Coverage
100%; semi-private
100%; private
Paramedical
No Coverage
No Coverage
100%; $500 / Other Paramedical Practitioners**
Mental Health
Inkblot Services
Inkblot Services in addition to $2,000 / year for the Mental Health Practitioner of your choosing***
Inkblot Services in addition to $2,000 / year for the Mental Health Practitioner of your choosing***
Vision
No Coverage
No Coverage
Glasses/lenses: $300/2 years Eye Exams: 1 per 24 months
Out of Country
Covered
Covered
Covered
Dental – Basic Services
80%; $500/yr
80%; $1,500/yr
100%; $2,000
Dental – Major Services
Not Covered
50%; $1,500/yr
80%; $2,000/yr
Dental – Orthodontics
Not Covered
50%; $1,500 / lifetime
50%; $3,000 / lifetime
Flex Credits (allocated quarterly)****
Single: $3,720
Couple: $4,120
Family: $5,520
(allocated quarterly)
Single: $2,870
Couple: $3,170
Family: $4,070
(allocated quarterly)
Single: $1,120
Couple: $1,170
Family: $1,320
(allocated quarterly)
Spending Accounts – HSA (“Health Spending Account”) and LSA (“Lifestyle Spending Account”)
The above flex credits can be allocated towards your HSA or LSA.
The above flex credits can be allocated towards your HSA or LSA.
The above flex credits can be allocated towards your HSA or LSA.
Footnotes
*Limited to lowest cost alternative (often generic priced drug)
**Other Paramedical Practitioners include Acupuncturist, Chiropractor, Dietician, Masseur, Naturopath, Osteopath, Physiotherapist/Occupational Therapist/Athletic Therapist and Podiatrist/Chiropodist
***Mental Health Practitioners include Psychologists, Social Workers, Family Therapists, Psychoanalysts, Psychotherapists and Registered Clinical Counsellors

Flexible

A simple plan offering for those with relatively low needs and/or coverage through another plan. This plan provides additional flex credits, so you have more flexibility.

  • Drug 50%
    $4,000 out-of-pocket maximum
  • Medical Supplies & Services 50%
  • Hospital No Coverage
  • Paramedical No Coverage
  • Mental Health Inkblot Services
  • Vision No Coverage
  • Out of Country Covered
  • Dental
  • Dental – Basic Services 80%; $500/yr
  • Dental – Major Services Not Covered
  • Dental – Orthodontics Not Covered
  • Flex Credits (allocated quarterly)**** Single: $3,720
    Couple: $4,120
    Family: $5,520
    (allocated quarterly)
  • Spending Accounts – HSA (“Health Spending Account”) and LSA (“Lifestyle Spending Account”) The above flex credits can be allocated towards your HSA or LSA.

Balanced

This is a more comprehensive plan compared to the Flexible plan and includes 80% drug coverage as well as major dental and orthodontic coverage.

  • Drug 80%
    $1,000 out-of-pocket maximum
  • Medical Supplies & Services 80%
  • Hospital 100%; semi-private
  • Paramedical No Coverage
  • Mental Health Inkblot Services in addition to $2,000 / year for the Mental Health Practitioner of your choosing***
  • Vision No Coverage
  • Out of Country Covered
  • Dental – Basic Services 80%; $1,500/yr
  • Dental – Major Services 50%; $1,500/yr
  • Dental – Orthodontics 50%; $1,500 / lifetime
  • Flex Credits (allocated quarterly)**** Single: $2,870
    Couple: $3,170
    Family: $4,070
    (allocated quarterly)
  • Spending Accounts – HSA (“Health Spending Account”) and LSA (“Lifestyle Spending Account”) The above flex credits can be allocated towards your HSA or LSA.
  • Footnotes *Limited to lowest cost alternative (often generic priced drug)
    **Other Paramedical Practitioners include Acupuncturist, Chiropractor, Dietician, Masseur, Naturopath, Osteopath, Physiotherapist/Occupational Therapist/Athletic Therapist and Podiatrist/Chiropodist
    ***Mental Health Practitioners include Psychologists, Social Workers, Family Therapists, Psychoanalysts, Psychotherapists and Registered Clinical Counsellors

Enhanced

This plan provides enhanced offerings for those with higher health and/or dental needs. This plan includes vision and paramedical coverage as well as enhanced mental health coverage.

  • Drug 100%*
  • Medical Supplies & Services 100%
  • Hospital 100%; private
  • Paramedical 100%; $500 / Other Paramedical Practitioners**
  • Mental Health Inkblot Services in addition to $2,000 / year for the Mental Health Practitioner of your choosing***
  • Vision Glasses/lenses: $300/2 years Eye Exams: 1 per 24 months
  • Out of Country Covered
  • Dental – Basic Services 100%; $2,000
  • Dental – Major Services 80%; $2,000/yr
  • Dental – Orthodontics 50%; $3,000 / lifetime
  • Flex Credits (allocated quarterly)**** Single: $1,120
    Couple: $1,170
    Family: $1,320
    (allocated quarterly)
  • Spending Accounts – HSA (“Health Spending Account”) and LSA (“Lifestyle Spending Account”) The above flex credits can be allocated towards your HSA or LSA.
League desktop screen

Also included in your benefits:

RETIREMENT PLAN

Planning for your future.

Contributing to your Canadian tax-deferred GRRSP is one of the best ways to set yourself up for retirement success! League and Wealthsimple are here to help you achieve your retirement goals. 

Upon joining League, you will be sent an email with enrollment instructions from Wealthsimple. You can update your contributions at any time through Wealthsimple. Your GRRSP contribution limit for 2024 is 18% of your earned income reported on your tax return for the previous year up to a maximum of $31,560. 

League has matching program of $0.50 to the $1.00 of your contributions up to a maximum of 3%, capped at $4,000 each year. To receive the full contribution you must contribute at least 6%.

Contribution details:

If you contribute:
Then you will receive a company match of:
0%
0%
1%
0.5%
2%
1%
3%
1.5%
4%
2%
5%
2.5%
6% and up
3%, capped at $4,000 per year

Contribution details:

  • If you contribute: Then you will receive a company match of:
  • 0% 0%
  • 1% 0.5%
  • 2% 1%
  • 3% 1.5%
  • 4% 2%
  • 5% 2.5%
  • 6% and up 3%, capped at $4,000 per year
Work From Home Top-Up for New Leaguers

Work your way.

We don’t define our culture and talent by geographic locations. We believe in empowering Leaguers to work their way—at home, in the office, outside or at a cafe—anywhere that works for them in Canada and the US.

That’s why all new Leaguers will receive a $200 Work From Home top-up to help with setting up your home office (eg. buying a new desk, a monitor, a plant for your office etc.).

CAREER DEVELOPMENT SPENDING ACCOUNT

Supporting your professional development.

Leaguers receive $1,000 per plan year toward learning and development initiatives that meet the following criteria:

  • are related directly to your job/role/profession OR 

  • are related to learnings in the technology industry OR

  • are related to learnings in the healthcare industry

TEMPORARY OUT OF COUNTRY WORK POLICY

League Explore.

LeagueExplore gives eligible Leaguers the ability to work outside of their permanent work location for a finite period of time. Leaguers can work across the globe to expand their horizons, live their best #leaguelife and have the flexibility and freedom to choose where they might wish to embark on an adventure to gain new insights and experiences. LeagueExplore enables Leaguers to work in the way that works best for them and enhances well-being. Leaguers can review our internal policy for more information or connect with their HR business partner on how to apply.

FAQ

Questions?

We’ve got you covered! Here are the answers to some of our most commonly asked questions:

What are the coverage differences for each plan and why do they have different costs?

League offers three different health insurance plan offerings that allow you to make the best decision for you and your family. These three plans provide flexibility and allow you to choose what you need from your health insurance. Each plan offers different amounts of coverage, but each plan can be utilized to make the most of your coverage.

The Enhanced Plan offers the highest amount of medical and dental coverage with Manulife. This plan includes vision and paramedical coverage as well as enhanced mental health coverage. This plan also includes the highest levels of dental coverage. You will receive a smaller flex credit allocation with this plan.

The Balanced Plan offers a comprehensive level of medical and dental coverage with Manulife. If you select this plan, you are selecting a program with a higher level of coverage than Flexible and a lower level of coverage than Enhanced. You will also receive a high level of flex credit allocation with this plan that will help cover items not eligible under the Canada Life program. 

The Flexible Plan offers the lowest level of medical and dental insurance with Manulife. However, if you select this program, you will receive the highest level of spending account amounts, allowing you the greatest amount of flexibility for your personal and health needs. 

As you can see, each plan is different, just like you and your needs. There are many things to take into consideration when selecting a plan. If you have any questions about plan selection, reach out to help@league.com.

When can I change my plan elections outside of our enrollment time period?

The only time you can change your health insurance coverage is when you experience a Qualifying Life Event like getting married or adding a mini-me to your family! Note that our open enrollments will occur every two years (February 2024 for an effective date of March 1, 2024 followed by February 2026 for an effective date of March 1, 2025)

What is a Health Spending Account (HSA)?

A Health Spending Account is a benefit through League that provides reimbursement for a wide range of health-related expenses, over and above regular benefit plans. HSA’s are administered in accordance with Canada Revenue Agency guidelines. Money spent from this account is tax-exempt (except for provincial income tax in Quebec).

HSA amounts are allocated on a quarterly basis according to our policy year which runs March 1 – February 28th. Deposits occur on March 1st, June 1st, September 1st and December 1st.

Do my unused HSA and LSA dollars roll over to the next plan year? What about my Career Development Spending Account?

Any unused funds from your Lifestyle Spending Account (LSA), Fertility Spending, Adoption Spending and Transgender and Non-Binary Spending Accounts will roll over indefinitely. Your Healthcare Spending Account (HSA) funds are subject to expiry every 24 months. Unused funds from your Career Development Spending Account will expire at the end of each plan year. 

How much do I pay for these plans and how much is covered by my company?

League covers 100% of your annual premiums for the medical and dental programs! 

Long-Term Disability premiums continue to be employee paid and will automatically be taken off your bi-weekly paycheck. Note that you will not be able to see your Long-Term Disability premiums through the enrollment experience as they are a function of your salary (which we keep highly confidential!). 

In addition, if you have selected optional coverage such as Optional Life or Critical Illness Insurance, the associated premium amounts will be deducted from your paycheck once the coverage is approved by Manulife. You will be able to see your Optional benefits payroll premiums through the enrollment experience so feel free to play around with the tool to get a sense of the coverage that best meets your individual needs and budget!

What is an out of pocket maximum?

The Balanced and Enhanced programs have an ‘out of pocket maximum’ for drug coverage. This coverage is there to protect you and your family from potentially catastrophic costs. Drug costs are covered at a level of 50% and 80% under these two programs until the out of pocket maximum is reached ($4,000 for Balanced and $1,000 for Enhanced). If and once you reach this level of cost, your coverage will automatically be reimbursed at a level of 100% for the remainder of the plan year. 

Am I eligible?

To qualify for group coverage from League, you must be covered for benefits under a provincial health care or federal government plan that provides similar coverage. 

Your League coverage is designed to cover your expenses over and above those covered by your provincial plan, provided they are deemed medically necessary.

Who are our insurance carriers?

League’s insurance programs are provided through Manulife. Your League wallet will link you to the Manulife website.

Do I need to make a selection?

We strongly encourage you to review the available programs and make an active selection! If you don’t go through the enrollment experience, you will automatically be enrolled into the default options.

What is the default plan if I don’t make selections?

The default program is the Balanced plan for medical and dental coverages as well as spending account allocations. In addition, 75% of your spending account allocation will default to your Health Spending Account (HSA) and the remaining 25% will default to your Lifestyle Spending Account (LSA).

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