HEY LUSHIES

Welcome back!

Get ready to re-enroll in your benefits with League. You have between May 9 and May 20 to complete your selections.

Our easy-to-use app brings together everything you need to manage your health benefits and reach your personal health milestones—all from your phone or your computer.

Scroll down for more information about your benefits.

GET TO KNOW US

We’re here to make your life easier (and healthier).

Our easy-to-use digital platform has everything you need to take care of your health and your benefits, all in one place. See your coverage, find health resources, take advantage of exclusive member offers, get personalized support, and create healthy habits. Here’s a recap of all the features you have access to:

  • league digital wallet mockup

    Digital Wallet

    All your benefits coverage and information about your perks, all in one place.

  • device with health programs

    icon of phone with a heart Health Profile & Programs

    Based on your health profile, receive recommended programs with daily tasks that inspire healthy choices.

  • Device - care team screen

    Care Team

    Chat live with a health professional to get speedy help with any health concerns, such as a sudden rash or finding a provider near you.

  • device with League lifemarket screen

    icon for League Lifemarket Lifemarket

    A curated marketplace with exclusive offers and discounts on products and services that support your wellbeing.

illustration of nurse standing by patient with phone device on the side
MY PLANS

Let’s take a look at your plan options.

You still have the same three plan options, so it’s a good opportunity to reflect and see if the plan you chose for this past year has worked for you (and your loved ones). Remember, if you are happy with your plan from last year, you do not need to re-enroll! Part-Time employees can view their guide here.

Not a Canadian Lushie? Check out the US plans.

Lavender

Great for: Those who want flexibility. FYI, Lavender doesn’t include specific vision or paramedical coverage, but it does have a Health Spending Account for some extra cushioning.

Rose

Great for: Those who may have some medical expenses (routine checkups, glasses, etc.). Rose offers plenty of coverage, but also allows for some flexibility.

Neroli

Great for: Those who may have frequent medical appointments or a pre-existing condition. Neroli has the highest monthly cost but you get the highest level of coverage.

Monthly Plan Cost (Extended Health Care & Dental only, Applicable taxes may apply)
$14.19/month, single $33.80/month, family
$24.25/month, single $56.28/month, family
$38.53/month, single $89.24/month, family
Drugs
80% covered
80% covered
100% covered
Dental
80% covered for routine services
80% covered for routine services
100% covered for routine services
Vision
No specific coverage (you’ll use your Health Spending Account)
100% covered ($200/2 years)
100% covered ($250/2 years)
Paramedical
No specific coverage (you’ll use your Health Spending Account)
80% covered ($400/year/practitioner)
100% covered ($500/year/practitioner)
Mental Health
80% covered ($1,500/year)
80% covered ($1,500/year)
100% covered ($1,500/year)
Health Spending Account (HSA)
$800 single ($200 allocated/quarter) $1,600 family ($400 allocated/quarter)
$300 single ($75 allocated/quarter) $500 family ($125 allocated/quarter)
None

Lavender

Great for: Those who want flexibility. FYI, Lavender doesn’t include specific vision or paramedical coverage, but it does have a Health Spending Account for some extra cushioning.

  • Monthly Plan Cost (Extended Health Care & Dental only, Applicable taxes may apply) $14.19/month, single $33.80/month, family
  • Drugs 80% covered
  • Dental 80% covered for routine services
  • Vision No specific coverage (you’ll use your Health Spending Account)
  • Paramedical No specific coverage (you’ll use your Health Spending Account)
  • Mental Health 80% covered ($1,500/year)
  • Health Spending Account (HSA) $800 single ($200 allocated/quarter) $1,600 family ($400 allocated/quarter)

Rose

Great for: Those who may have some medical expenses (routine checkups, glasses, etc.). Rose offers plenty of coverage, but also allows for some flexibility.

  • Monthly Plan Cost (Extended Health Care & Dental only, Applicable taxes may apply) $24.25/month, single $56.28/month, family
  • Drugs 80% covered
  • Dental 80% covered for routine services
  • Vision 100% covered ($200/2 years)
  • Paramedical 80% covered ($400/year/practitioner)
  • Mental Health 80% covered ($1,500/year)
  • Health Spending Account (HSA) $300 single ($75 allocated/quarter) $500 family ($125 allocated/quarter)

Neroli

Great for: Those who may have frequent medical appointments or a pre-existing condition. Neroli has the highest monthly cost but you get the highest level of coverage.

  • Monthly Plan Cost (Extended Health Care & Dental only, Applicable taxes may apply) $38.53/month, single $89.24/month, family
  • Drugs 100% covered
  • Dental 100% covered for routine services
  • Vision 100% covered ($250/2 years)
  • Paramedical 100% covered ($500/year/practitioner)
  • Mental Health 100% covered ($1,500/year)
  • Health Spending Account (HSA) None
League desktop screen

Also included in your benefits:

Too much lingo? We want to make it easier for you.

Download Glossary
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How to Enroll

What’s next?

Once you’ve looked over your plan options and found the perfect fit, you can enroll with League and make your plan selections.

illustration of man in front of laptop

email icon Step 1: Check your email

On May 9, find your League invite in your inbox (if you haven’t already). If you do not see your email, check your spam and if you still do not see it, reach out to League customer care at help@league.com

icon of person with plus sign Step 2: Create an account (if you haven’t already)

Follow the link in our email to create your League password (then you’re in!).

task checklist icon Step 3: Select your plan

Follow our step-by-step instructions to make your plan selections

Begin Enrollment

Part-time employees

Are you a part-time employee? League is here for you. As a part-time employee (working between 20-29 hours a week), you’ll get a Lifestyle Spending Account with a $100 balance that you can use on products and services that help you live a healthier life. You’ll also get 24/7 access to our digital health and wellness platform with personalized health programs and wellness offers tailored for your unique lifestyle.

When you enroll, you’ll still have access to your Employee Assistance Program (EAP) and have the option of enrolling in voluntary coverage.

Important dates to remember

Calendar of Events

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Info Sessions

Benefits Info Sessions

Head on over to LUSH U for on-demand video sessions with helpful tips and information on your benefits!
phone with lightning bolt icon
July 1, 2022

Benefits Go Live!

The day your benefits come into effect. You can start using your new plan as of this date. Annual balances are reset effective July 1, 2022.
money icon
July 8, 2022

First Payroll Deduction

Each plan has a different premium that will automatically be taken off your bi-weekly paycheck.
FAQ

Questions?

We get it – health insurance isn’t exactly the easiest topic to navigate. We’ve got you covered! Here are the answers to some of our most commonly asked questions:

I liked my plan from last year. Do I need to re-enroll?

You can choose to do nothing and have your plan roll over! Your plan details have remained the same.

What’s new this year?

PocketPills: Canada’s best online pharmacy that allows you to conveniently order online, refill, or consult with an online pharmacist and offers free delivery anywhere in Canada. Signing up is quick and easy and they do all the legwork for you (transfer prescriptions, order on the same day, coordinate with insurer to help cover cost). All Lushies are eligible to sign-up. Visit www.pocketpills.com

What are the coverage differences for each plan and why do they have different costs?

League & Lush are excited to continue to offer three different health insurance plan offerings that allow you to make the best decision for you and your family. These three plans provide greater flexibility in allowing you to choose what you need from your health insurance. Each plan offers different amounts of coverage, but each plan can be utilized to make the most of your coverage.

The Neroli plan offers the highest amount of coverage with Desjardins, and therefore has the highest premiums (cost). The coverage type options are single, or family. You don’t receive any Health Spending Account funds with this plan.

The Rose plan offers 80% coverage with Desjardins on coverage lines including drug, dental, paramedical, and mental health, and 100% coverage for $200 every 2 years for vision. Additionally, the Rose Plan with family coverage includes a $300 (single)/$500 (family) Health Spending Account (allocated quarterly) with League. You take advantage of the Health Spending Account (HSA) funds to make up the 20% that Desjardins doesn’t cover for 100% coverage.

The Lavender plan offers the lowest monthly premiums (costs), which means less insurance coverage through Desjardins. However, with the Lavender plan, you’ll receive $800 (single)/$1600 (family) in Health Spending Account funds to use for any eligible medical expenses, like prescription drugs, basic dental care, paramedical services such as massages provided by a Registered Massage Therapist, and more! The Rose & Lavender plans some flexibility, while still offering you plenty of coverage with Desjardins.
As you can see, each plan is different, just like you and your needs. There are many things to take into consideration when selecting a plan. If you have any questions about plan selection, reach out to help@league.com.

When can I change my plan elections outside of this enrollment time period?

The only time you can change your health insurance coverage is when you experience a Qualifying Life Event like getting married or adding a mini-me to your family!

What is a Health Spending Account?

A Health Spending Account is a benefit through League that provides reimbursement for a wide range of health-related expenses, over and above regular benefit plans. HSA’s are administered in accordance with Canada Revenue Agency guidelines. There is a quick video on LUSH U that walks through HSA’s at Lush for your reference as well.

How much do I pay for these plans and how much is covered by my company?

Your employer will cover 70% of the annual premiums for the Neroli plan, 75% of the annual premiums for the Rose plan, and 80% of the annual premiums for the Lavender plan.

Therefore, you’ll be paying 30% of the annual premiums for the Neroli plan, 25% of the annual premiums for the Rose plan, and 20% of the annual premiums for the Lavender plan.

When can I see my payroll deductions?

You can see all the payroll deductions while in the enrollment experience making your elections. Once you’ve submitted your elections, you’ll be able to see all your payroll deductions based on the elections you’ve made.

I’m a part time employee, what is a Lifestyle Spending Account and what can I use it for?

Lifestyle Spending Accounts (LSA) cover services and products you can access to live a healthier life, such as gym memberships, yoga and meditation, etc. Money spent from this account is a taxable benefit. You’ll only get taxed on the funds you actually use. League is the administrator of your LSA (instead of an insurance carrier) meaning that all claims are submitted directly through your League app.

Can I opt out of Health and only get Dental?

Yes, while Health and Dental are mandatory benefits, you can opt out of them by providing proof of alternate coverage when you are completing your enrollment.

Can I opt out of all Lush Benefits?

The following benefits are mandatory, with no opt out, and paid 100% by Lush: Life, Dependent Life, Accident, and EAP. Additionally, the following benefits are mandatory, with no opt out, and employee paid: STD Core and LTD Core.

How do I know if my mental health provider is covered?

By contacting Desjardins at: https://www.desjardinslifeinsurance.com/en/contact-us.

You can also contact a League care navigator via chat through the League app or by email at help@league.com.

Where can I find more information?

LUSH U – find on-demand videos on all things benefits!

Download our app here

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