Hey Pindrop Employees!

Welcome aboard!

Start your health journey with League. Our easy-to-use app brings together everything you need to manage your health benefits and reach your personal health milestones.

GET TO KNOW US

We’re here to make your life easier (and healthier).

Our easy-to-use digital platform has everything you need to take care of your health and your benefits, all in one place. See your coverage, find health resources, take advantage of exclusive member offers, get personalized support, and create healthy habits. Here’s a taste of what you’ll get:

  • device with health programs

    icon of phone with a heart Health Profile & Programs

    Based on your health profile, receive recommended programs with daily tasks that inspire healthy choices.

  • Device - care team screen

    Care Team

    Chat live with a health professional to get speedy help with any health questions or concerns.

  • device with League lifemarket screen

    icon for League Lifemarket Lifemarket

    A curated marketplace with exclusive offers and discounts on products and services that support your wellbeing.

illustration of nurse standing by patient with phone device on the side
MY PLANS

What do the plans look like?

Medical
Dental
Vision
In-Network Plan Options

Anthem $3,000 HSA

Available to all Full-Time Employees.

Anthem $1,500 HSA

Available to all Full-Time Employees.

Anthem $500 POS

Available to all Full-Time Employees.

In-Network Deductible
Individual: $3,000
Family: $6,000
Individual: $1,500
Family: $3,000
Individual: $500
Family: $1,000
Out-of-Pocket maximum
Individual: $5,000
Family: $10,000
Individual: $5,000
Family: $10,000
Individual: $5,000
Family: $10,000
Preventative Care Visit
No charge
No charge
No charge
Primary Care Visit
10% after deductibe
20% after deductible
$25 co-pay
Specialist Visit
10% after deductibe
20% after deductible
$50 co-pay
Lab & X-Ray Services (Office)
10% after deductible
20% after deductible
$25 co-pay
Outpatient Hospital (Incl. Lab & X-Ray)
10% after deductible
20% after deductible
20% after deductible
Preferred On-line Visit
0% after deductible
0% after deductible
No charge for first 12 visits, and then $25 copay per visit, no deductible
Urgent Care
10% after deductible
20% after deductible
$100 copay
Emergency Room
10% after deductible
20% after deductible
$250 co-pay, 20% coinsurance, deductible does not apply
Prescription Drugs -Tier 1 – Typically Generic 90 day supply
$10 copay after deductible (retail) and $20 copay after deductible (home delivery)
$10 copay after deductible (retail) and $20 copay after deductible (home delivery)
$10 copay (retail) and $20 copay (home delivery)
Prescription Drugs – Tier 2 – Typically Preferred Brand 90 day supply
$35 copay after deductible (retail) and $70 copay after deductible (home delivery)
$35 copay after deductible (retail) and $70 copay after deductible (home delivery)
$35 copay (retail) and $70 copay (home delivery)
Prescription Drugs – Tier 3 – Typically Non-Preferred Brand 90 day supply
$65 copay after deductible (retail) and $130 copay after deductible (home delivery)
$65 copay after deductible (retail) and $130 copay after deductible (home delivery)
$65 copay (retail) and $130 copay (home delivery)
Prescription Drugs – Tier 4 – Typically Specialty 30 day supply
25% up to $350 after deductible (retail and home delivery)
25% up to $350 after deductible (retail and home delivery)
25% up to $350 (retail and home delivery)
HSA Company Contribution
Employee: $1,500
Employee + Spouse: $1,750
Employee + Child(ren): $2,000
Family: $2,250
Employee: $500
Employee + Spouse: $750
Employee + Child(ren): $1,000
Family: $1,250
No
HSA Individual Contribution
Yes
Yes
No

Anthem $3,000 HSA

Available to all Full-Time Employees.

  • In-Network Deductible Individual: $3,000
    Family: $6,000
  • Out-of-Pocket maximum Individual: $5,000
    Family: $10,000
  • Preventative Care Visit No charge
  • Primary Care Visit 10% after deductibe
  • Specialist Visit 10% after deductibe
  • Lab & X-Ray Services (Office) 10% after deductible
  • Outpatient Hospital (Incl. Lab & X-Ray) 10% after deductible
  • Preferred On-line Visit 0% after deductible
  • Urgent Care 10% after deductible
  • Emergency Room 10% after deductible
  • Prescription Drugs -Tier 1 – Typically Generic 90 day supply $10 copay after deductible (retail) and $20 copay after deductible (home delivery)
  • Prescription Drugs – Tier 2 – Typically Preferred Brand 90 day supply $35 copay after deductible (retail) and $70 copay after deductible (home delivery)
  • Prescription Drugs – Tier 3 – Typically Non-Preferred Brand 90 day supply $65 copay after deductible (retail) and $130 copay after deductible (home delivery)
  • Prescription Drugs – Tier 4 – Typically Specialty 30 day supply 25% up to $350 after deductible (retail and home delivery)
  • HSA Company Contribution Employee: $1,500
    Employee + Spouse: $1,750
    Employee + Child(ren): $2,000
    Family: $2,250
  • HSA Individual Contribution Yes

Anthem $1,500 HSA

Available to all Full-Time Employees.

  • In-Network Deductible Individual: $1,500
    Family: $3,000
  • Out-of-Pocket maximum Individual: $5,000
    Family: $10,000
  • Preventative Care Visit No charge
  • Primary Care Visit 20% after deductible
  • Specialist Visit 20% after deductible
  • Lab & X-Ray Services (Office) 20% after deductible
  • Outpatient Hospital (Incl. Lab & X-Ray) 20% after deductible
  • Preferred On-line Visit 0% after deductible
  • Urgent Care 20% after deductible
  • Emergency Room 20% after deductible
  • Prescription Drugs -Tier 1 – Typically Generic 90 day supply $10 copay after deductible (retail) and $20 copay after deductible (home delivery)
  • Prescription Drugs – Tier 2 – Typically Preferred Brand 90 day supply $35 copay after deductible (retail) and $70 copay after deductible (home delivery)
  • Prescription Drugs – Tier 3 – Typically Non-Preferred Brand 90 day supply $65 copay after deductible (retail) and $130 copay after deductible (home delivery)
  • Prescription Drugs – Tier 4 – Typically Specialty 30 day supply 25% up to $350 after deductible (retail and home delivery)
  • HSA Company Contribution Employee: $500
    Employee + Spouse: $750
    Employee + Child(ren): $1,000
    Family: $1,250
  • HSA Individual Contribution Yes

Anthem $500 POS

Available to all Full-Time Employees.

  • In-Network Deductible Individual: $500
    Family: $1,000
  • Out-of-Pocket maximum Individual: $5,000
    Family: $10,000
  • Preventative Care Visit No charge
  • Primary Care Visit $25 co-pay
  • Specialist Visit $50 co-pay
  • Lab & X-Ray Services (Office) $25 co-pay
  • Outpatient Hospital (Incl. Lab & X-Ray) 20% after deductible
  • Preferred On-line Visit No charge for first 12 visits, and then $25 copay per visit, no deductible
  • Urgent Care $100 copay
  • Emergency Room $250 co-pay, 20% coinsurance, deductible does not apply
  • Prescription Drugs -Tier 1 – Typically Generic 90 day supply $10 copay (retail) and $20 copay (home delivery)
  • Prescription Drugs – Tier 2 – Typically Preferred Brand 90 day supply $35 copay (retail) and $70 copay (home delivery)
  • Prescription Drugs – Tier 3 – Typically Non-Preferred Brand 90 day supply $65 copay (retail) and $130 copay (home delivery)
  • Prescription Drugs – Tier 4 – Typically Specialty 30 day supply 25% up to $350 (retail and home delivery)
  • HSA Company Contribution No
  • HSA Individual Contribution No

Anthem $50 PPO

Anthem $100 PPO

In-Network Deductible
Individual: $50
Family: $150
Individual: $100
Family: $300
Preventative Services
100% covered
100% covered
Basic Services
90% covered
70% covered
Major Services
65% covered
50% covered
Orthodontic Services (Under 19)
50% covered
50% covered
Orthodontics Maximum
$1,500
$1,000
Annual Plan Maximum
$1,500
$1,000
Orthodontics for Adults
50% covered
Not covered
Cosmetic Teeth Whitening (one per tooth/arch per 12 mo.)
65% covered
Not covered

Anthem $50 PPO

  • In-Network Deductible Individual: $50
    Family: $150
  • Preventative Services 100% covered
  • Basic Services 90% covered
  • Major Services 65% covered
  • Orthodontic Services (Under 19) 50% covered
  • Orthodontics Maximum $1,500
  • Annual Plan Maximum $1,500
  • Orthodontics for Adults 50% covered
  • Cosmetic Teeth Whitening (one per tooth/arch per 12 mo.) 65% covered

Anthem $100 PPO

  • In-Network Deductible Individual: $100
    Family: $300
  • Preventative Services 100% covered
  • Basic Services 70% covered
  • Major Services 50% covered
  • Orthodontic Services (Under 19) 50% covered
  • Orthodontics Maximum $1,000
  • Annual Plan Maximum $1,000
  • Orthodontics for Adults Not covered
  • Cosmetic Teeth Whitening (one per tooth/arch per 12 mo.) Not covered

Vision Coverage

Exams
$10 co-pay
Eyeglasses Single Vision Lenses
$25 co-pay
Eyeglasses Bifocal Lenses
$25 co-pay
Eyeglasses Trifocal Lenses
$25 co-pay
Frames
$130 allowance, additional 20% off balance over allowance
Conventional / Dispoable Contact Lenses
$130 allowance, additional 15% off balance over allowance for conventional
Medically Necessary Contact Lenses
$0 co-pay
Frequency for Exam / Lenses / Frames / Contacts
12/12/12/12 Months every rolling 12 months for either 1 pair of eyeglass lenses or 1 order of contact lenses

Vision Coverage

  • Exams $10 co-pay
  • Eyeglasses Single Vision Lenses $25 co-pay
  • Eyeglasses Bifocal Lenses $25 co-pay
  • Eyeglasses Trifocal Lenses $25 co-pay
  • Frames $130 allowance, additional 20% off balance over allowance
  • Conventional / Dispoable Contact Lenses $130 allowance, additional 15% off balance over allowance for conventional
  • Medically Necessary Contact Lenses $0 co-pay
  • Frequency for Exam / Lenses / Frames / Contacts 12/12/12/12 Months every rolling 12 months for either 1 pair of eyeglass lenses or 1 order of contact lenses
League desktop screen

Plus, you have access to more benefits like

  • Life and AD&D, Accident, Disability and Critical Illness coverage
  • Unum Employee Assistance Program (EAP)
  • LiveHealth Online Telemedicine

Too much lingo? We want to make it easier for you.

Download Glossary
woman holding phone
How to Enroll

What’s next?

Once you’ve looked over your plan options and found the perfect fit, you can enroll with ADP and make your plan selections.

illustration of man in front of laptop

email icon Go to ADP Workforce Now

Visit workforcenow.adp.com to log in and get started in making your elections

icon of person with plus sign Click the pop-up

Click the pop-up you see asking you to make your elections

task checklist icon Complete and submit

Carefully review and elect each of your choices. When you are ready, submit your choices.

Important dates to remember

Calendar of Events

calendar icon
November 16 – November 25

Open Enrollment Period

Your timeframe to enroll in your new benefits plans through ADP.
phone with lightning bolt icon
January 1, 2021

Benefits Go Live!

The day your benefits come into effect. You can start using your new plan as of this date. See your coverage right in the League app.
money icon
January 15, 2021

First Payroll Deduction

Each plan has a different premium that will automatically be taken off your paycheck.
FAQ

Questions?

We get it – health insurance isn’t exactly the easiest topic to navigate. We’ve got you covered! Here are the answers to some of our most commonly asked questions:

What happens if I don't complete enrollment?

You will be automatically enrolled in benefits that are 100% paid for by your employer (Basic Life, Basic AD&D, Core STD, Core LTD, EAP). If you do not make an active decision on the following benefits, your 2020 elections will roll-over to 2021: Voluntary Life, Voluntary AD&D, Buy-Up STD, Buy-Up LTD, Critical Illness, Accident.

For the remaining benefits (Medical, Dental, Vision, all tax advantaged spending accounts), this is an active enrollment. Failure to complete enrollment will result in waiving coverage for the 2021 plan year. This cannot be changed unless you experience a Qualifying Life Event (QLE). 

A Qualifying Life Event includes things like getting married or adding a mini-me to your family. Contact hr@pindrop.com to update your elections if you have had a Qualifying Life Event within the past 30 days

How do I know which plan to choose?

Pindrop & League are excited to share diverse health insurance plan offerings that allow you to make the best decision for you and your family. Just like you and your needs, each plan is different. There are many factors to take into consideration when selecting a plan. It’s important to weigh your options by exploring the benefits guide and the information shown here. Review your options with your loved ones if they are part of your plan to make sure you and your family have the coverage you need.

 

If you have any questions about understanding the plans, please chat with us on the League app or reach out to help@league.com.

What is the difference between a Health Savings Account and a Healthcare Flexible Spending Account?

A Health Savings Account (HSA) is a tax-advantaged account that is administered through Optum Bank if you select a HDHP medical plan option. You can apply HSA funds toward a wide range of qualified health-related expenses and funds roll over from year to year as you own the account. 

 

The Healthcare Flexible Spending Account (FSA) is an employer owned account that may be selected if you choose the POS plan option and is administered by Discovery Benefits. 

There are also options for a Limited Purpose FSA and Dependent Care FSA, and you may find further details in the 2021 benefit guide.

You may contribute pre-tax to each of these accounts, and with the HSA the earnings and spending are also tax free. Pindrop provides an employer contribution toward the HSA that you may use toward your deductible and out of pocket maximum. This employer contribution level will vary based on your plan and coverage tier selection.

How do I enroll in Critical Illness and/or Accident Insurance?

To enroll in Critical Illness and Accident coverage, please go to www.HighLowOrNo.com. Please find the username and password credentials in the email that was sent to you on November 16, 2020 from Pindrop_Security@mail.vresp.com.

Note, if you already participate in one or all of these plans then your coverage will carry over year to year. You do not need to re-enroll in the plan(s). If you wish to increase your coverage to the plan max, or add a dependent please call the VBA call center at 855-228-8309.

Where can I see more details on my coverage?

The 2021 benefit guide is designed to help you with the selection process. The guide includes benefit descriptions and employee deduction rates for Pindrop’s comprehensive benefits program. This information is also available through the ADP enrollment process. After January 1st, visit the League wallet for benefit details, helpful resources, and personalized support.

Where can I go for resources and support related to COVID-19?

For resources to support you and your family visit the Anthem COVID-19 resource center or the League app where you’ll find programs and resources like:

  • How to stay connected while in self-isolation
  • How to work from home with your partner
  • Parenting during a pandemic

How does Pindrop’s contribution to the HSA lower the amount I can contribute as an employee?

The IRS mandated HSA maximums are inclusive of both employer and employee contributions. Pindrop’s contribution to the HSA needs to be subtracted from the IRS contribution limit in order to determine your individual contribution limit for the year. The 2021 maximums are $3,600 for an individual and $7,200 for a family. 

If you are age 55 and older, the 2021 catch up contribution limit remains at $1,000.

Is League mandatory or optional?

League is offered to you to easily take charge of your health and benefits but is optional. Activate your account by finding your unique invite email in your inbox. Once you’ve created your account you will have access to League’s Care Team, Lifemarket, and Health Programs.

What is the Out of Pocket Maximum?

The out of pocket maximum is the most you have to pay through your health insurance plan for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits. The out of pocket maximum is calculated separately for in-network and out-of-network services. Please note this does not include per pay period deductions from your paycheck.

 

For the family out of pocket maximum, cost shares of one family member will be applied to the individual out of pocket maximum. Amounts for all covered family members apply to the family out of pocket maximum. The following do not apply to out of pocket maximums: non-covered items, plan premiums, any balance billing due to out-of-network services. For more details, important limitations and exclusions, please review the formal plan documents.

How does League keep my information secure?

Please refer to League’s article on member data security here: How League Keeps Your Data Safe and Secure

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